Identity Theft

Many Elk River residents fall victim to scams or identity theft each year.  There are several things you can do to avoid becoming a victim including:

• Purchase a cross shredder to shred all your personal documents.     
• Consider putting a fraud alert on your credit accounts.  Contact the major credit bureaus to place a fraud alert on your credit file.  Future creditors will then have to contact you to confirm any new accounts by phone.     
• Slow the flow of junk mail by contacting the opt-out line at 1-888-567-8688.     
• Be aware of scams.     
• Protect your social security number.     
• Reduce the amount of personal information that is "out there."     
• Sign up for the Federal Trade Commission's National Do Not Call Registry at 1-888-382-1222.     
• Have your name and phone number removed from the phone book and reverse directories.     
• Install a locked mailbox at your residence to deter mail theft or use a post office box.     
• Pick up new checks at the bank rather then having them mailed to your home.     
• When you pay bills, do not leave the envelope containing your check at your mailbox for postal carrier to pick up or in open boxes at your workplace.     
• Reduce the number of credit cards you actively use to a minimum and carry only one or two in your wallet.     
• Photocopy or keep a list of all your credit card, bank account, and investment account numbers.  Consider canceling unused accounts.     
• NEVER give out your SSN, credit card number or other personal information over the phone, by mail or on the Internet unless you have a trusted business relationship with the company and you have initiated the call.     
• Always take credit card receipts with you.  Never toss them in a public trash container. 

What to do if Identity Theft happens to you?

If you believe you have fallen victim to Identity Theft, our Identity Theft Packet will be beneficial to you.  Please follow the steps in the packet and take action immediately.